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Plans every Californian would love

Between our PPO and DHMO plans, we offer a range of plans for you to choose from. Find one based on what’s most important to you: flexibility, coverage or price. Change your state of coverage

Change your state of coverage.



Family Dental HMO

  • A DHMO copay plan.

  • Includes Pediatric Essential Health Benefits

  • A comprehensive adult and child plan.

  • Covers standard or medically necessity orthodontic coverage.


Family Dental Plan

  • A comprehensive family plan, including adults and children.

  • You are responsible for a percent of the total billed (coinsurance).

  • Get most preventive services, such as oral exams, cleanings, and X-rays at 100% once the annual deductible has been reached.

Annual Maximum




DHMO or PPO: What’s right for you?

If they're available in your state, DHMO plans offer greater savings but require you choose an in-network dentist. If you prefer the flexibility of seeing any dentist, you can choose a PPO, which may cost a little more.


Most affordable


Most flexible

Purchasing a Guardian Dental Plan on the Marketplace.

We want to help you find the right Guardian Dental Plan to fit your budget and meet your needs. Get started with three easy steps:

Ready to enroll?

Federal Exchange: visit www.healthcare.gov
California: visit www.coveredca.com
New Jersey: visit www.nj.gov/getcoverednj
New York: visit www.nystateofhealth.ny.gov
Pennsylvania: visit www.pennie.com

Choose your plan

You’ll need to select a health plan before you can choose your Guardian Dental Plan. In NJ and PA, a medical plan election is not required to purchase a Guardian Dental Plan.

Make your payment

Once your application and selection are complete, you’ll have two payment options:

- Pay Now
- Make a payment upon receipt of initial payment letter.

See how much you can save with a Guardian Dental PPO.

When using one of our many network dentists or using your own, you’ll save on everything from a cleaning to a root canal.

Cost without Dental Insurance
$62 - $116
Estimated Savings with Guardian Dental Network*
*Source for cost of root  canal/crown: 2019 Guardian Reporting:  this estimated saving with Guardian is based on using an in-network provider and may differ based on location and dentist. Savings are split between Guardian and the member based on insurance.