Why the Guardian Family of Dental Plans is a smart choice for your dental insurance.

Every day, Guardian helps provide 26 million Americans the security they deserve through our insurance and wealth management products and services. Since our founding in 1860, our long-term view has helped our customers prepare for whatever life brings whether starting a family, planning for the future or taking care of employees. Today we’re a Fortune 250 company and a leading provider of life, disability and other benefits for individuals, at the workplace and through government sponsored programs. Our Guardian community is committed to serving with expertise when, where and how our clients need us.

As one of the largest mutual insurance companies, we know what matters most: putting the needs of our customers first.

We do the right thing

There’s no right way to a do a wrong thing. That’s been our philosophy since day one. It’s a simple, yet profound principle, and it makes all the difference in how we do business.

People count

People are at the heart of everything we do. Individuals, families and business owners put their trust in us to protect the people who matter to them. And we make it a point never to forget that.

We hold ourselves to very high standards

The people who put their trust in us expect a lot from us. We try to exceed every expectation by performing to the highest standards to make sure we live up to that trust.

Our strategy & mission is grounded in responsibility

As a mutual insurer, we have the ability to make business decisions that will benefit the company over the long term, not Wall Street’s short-term, quarter-to-quarter demands. We follow a conservative risk management philosophy, avoiding overly risky investments and resisting market fads in favor of proven strategies designed to build our capital and protect our financial strength.

Guardian’s Family of Dental Plans

With our dental coverage, you get access to a large network and comprehensive coverage at a great value. From routine checkups and cleanings, to x-​rays, fillings, crowns and fluoride treatments, we’ve got you covered. Best of all, when you keep your medical and dental plans separate, your dental benefits can be more robust and offer greater savings.

More reasons to consider Guardian’s Family of Dental Plans

There are no sign-​up fees, and we offer affordable rates. Plus, our dentists can help you with significant savings on the dental care you need.

The average cost of a root canal, associated dental work and crown:

Cost with No
Dental Insurance
Cost with Guardian
Dental Insurance
Estimated Saving with a
Guardian In-​Network Dentist
*Source for cost of root canal/crown: 2019 Guardian Reporting: this is an estimate of the total cost, prices differ based on location and dentist. Savings are split between Guardian and the member based on coinsurance.

You get a choice of plans. Depending on where you live you may be able to choose between a PPO and a DHMO plan. Our PPO gives you the option to see any dentist, while our DHMO may offer greater savings but you must see the dentist you selected in our network.

It’s easy and hassle-​free. Guardian’s Family of Dental Plans makes dental insurance simple. We offer many services right online, including an easy-​to-​use provider search tool and a digital bill payment option. If using an in-network dentist there are no claim forms for you to submit.

With Guardian, enrollment is always quick and easy. Ready to start? Browse our plans or Learn how to purchase a plan.

Learn More About Guardian

Guardian has been a trusted name in insurance for over 160 years. Today, we have one of the largest dental insurance networks in the country and our dentists can help you with significant savings on the dental care you need** Learn More About Guardian

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