Home/Special Enrollment

SEP on the Exchange

You may be eligible for a Special Enrollment Period (SEP) on the Health Insurance Marketplace (federal exchange).

To see if you qualify, visit HealthCare.gov. Read below to find out what you need to do to enroll for insurance in 2025.

Thinking of becoming a customer?

We want to help you find a Guardian Dental Plan on the Marketplace that fits your budget and meets your needs. Here's how to get started:

  1. 01.
    Ready to enroll?

    Federal Exchange: visit www.healthcare.gov
    Idaho: visit www.yourhealthidaho.org
    Minnesota: visit www.mnsure.org
    New Jersey: visit www.nj.gov/getcoverednj
    New York: visit www.nystateofhealth.ny.gov
    Pennsylvania: visit www.pennie.com
    Virginia: visit www.marketplace.virginia.gov

  2. 02.
    Complete an application or log in

    To see what plans you may be eligible for, you’ll need to start a Marketplace application and create an account. You’ll need to provide some personal information to the exchange, as well as setup security questions. Once you create an account, you’ll be able to log in without having to complete this process again.

  3. 03.
    Choose a plan

    After you complete your application, you’ll be able to view health plans on the Health Insurance Marketplace. Once you purchase a health plan, you can then shop and purchase a Guardian Dental Plan.

  4. 04.
    Questions?

    Call Our Customer Care Team at 1-844-561-5600. For TTY/TDD, call 711. (Monday-Friday, 9 a.m. to 9 p.m. ET).


Purchasing a Guardian Dental Plan on the Marketplace

We want to help you find the right Guardian Dental Plan to fit your budget and meet your needs. Get started with three easy steps:

01
Ready to enroll?

Federal Exchange: visit www.healthcare.gov
Idaho: visit www.yourhealthidaho.org
Minnesota: visit www.mnsure.org
New Jersey: visit www.nj.gov/getcoverednj
New York: visit www.nystateofhealth.ny.gov
Pennsylvania: visit www.pennie.com
Virginia: visit www.marketplace.virginia.gov

02
Choose your plan

You’ll need to select a health plan before you can choose your Guardian Dental plan. In ID, MN, NJ, PA and VA, a medical plan election is not required to purchase a Guardian Dental plan.

03
Make your payment

Once your application and selection are complete, you’ll have two payment options:

- Pay Now
- Make a payment upon receipt of initial payment letter.

Ready to get started?

Ready to find the plan that's right for you?

Select your state in the box below to explore available plans.

Where do you live?