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PPO
Preventive Plus for Families and Individuals
A PPO Plan for families that provides coverage for preventive and basic services.
Get most preventive services, such as oral exams, cleanings, and X-rays at 100% once the annual deductible has been reached.
Annual Maximum
$1000
Deductibles
FROM$60
DHMO
ManagedCare for Families and Individuals
A DHMO copay plan.
Includes Pediatric Essential Health Benefits
A comprehensive adult and child plan.
Covers standard or medically necessity orthodontic coverage.
PPO
Basics for Families and Individuals
A family plan, including adults and children.
You are responsible for a percent of the total billed (coinsurance).
Get most preventive services, such as oral exams, cleanings, and X-rays at 100% once the annual deductible has been reached.
Annual Maximum
$1500
Deductibles
FROM$60
PPO
Select for Families and Individuals
A comprehensive family plan, including adults and children.
You are responsible for a percent of the total billed (coinsurance).
Get most preventive services, such as oral exams, cleanings, and X-rays at 100% once the annual deductible has been reached.
Annual Maximum
$800
Deductibles
FROM$60
PPO
Essentials for Families and Individuals
A comprehensive family plan, including adults and children.
You are responsible for a percent of the total billed (coinsurance).
Get most preventive services, such as oral exams, cleanings, and X-rays at 100% once the annual deductible has been reached.
Annual Maximum
$1000
Deductibles
FROM$60
DHMO or PPO: What’s right for you?
If they're available in your state, DHMO plans offer greater savings but require you choose an in-network dentist. If you prefer the flexibility of seeing any dentist, you can choose a PPO, which may cost a little more.
DHMO
Most affordable
- Must see selected in-network dentist for benefits to apply
- Lower monthly costs
- You pay a set co-pay at each visit, so you know exactly what it will cost
- Referrals for specialists are required
- No Calendar year maximums
PPO
Most flexible
- Freedom to visit any dentist, but save more with in-network dentists
- Higher monthly costs
- Pay an annual deductible and the plan pays a percentage of your costs once it's met
- No referrals needed
- Limited to how much the plan will cover each year
Purchasing a Guardian Dental Plan on the Marketplace
We want to help you find the right Guardian Dental Plan to fit your budget and meet your needs. Get started with three easy steps:
Ready to enroll?
Federal Exchange: visit www.healthcare.gov
Idaho: visit www.yourhealthidaho.org
Minnesota: visit www.mnsure.org
New Jersey: visit www.nj.gov/getcoverednj
New York: visit www.nystateofhealth.ny.gov
Pennsylvania: visit www.pennie.com
Virginia: visit www.marketplace.virginia.gov
Choose your plan
You’ll need to select a health plan before you can choose your Guardian Dental plan. In ID, MN, NJ, PA, and VA a medical plan election is not required to purchase a Guardian Dental plan.
Make your payment
Once your application and selection are complete, you’ll have two payment options:
- Pay Now
- Make a payment upon receipt of initial payment letter.
See how much you can save with a Guardian Dental PPO.
When using one of our many network dentists or using your own, you’ll save on everything from a cleaning to a root canal.
*Source for cost of root canal/crown: 2019 Guardian Reporting: this estimated saving with Guardian is based on using an in-network provider and may differ based on location and dentist. Savings are split between Guardian and the member based on insurance.