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Plans as pretty as the garden state

Between our PPO and EPO plans, we offer a range of plans for you to choose from. Find one based on what’s most important to you: flexibility, coverage or price. Premium rates effective January 1, 2025 reflect an overall 3.0% annual increase.

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PPO

Preventive Plus for Families and Individuals

  • A PPO Plan for families that provides coverage for preventive and basic services.

  • Get most preventive services, such as oral exams, cleanings, and X-rays at 100% once the annual deductible has been reached.

Annual Maximum

$1000

Deductibles

FROM$60

PPO

Preferred for Families and Individuals

  • A comprehensive family plan, including adults and children.

  • You are responsible for a percent of the total billed (coinsurance).

  • Get most preventive services, such as oral exams, cleanings, and X-rays at 100% once the annual deductible has been reached.

Annual Maximum

$1000

Deductibles

FROM$60

PPO

Select for Families and Individuals

  • A comprehensive family plan, including adults and children.

  • You are responsible for a percent of the total billed (coinsurance).

  • Get most preventive services, such as oral exams, cleanings, and X-rays at 100% once the annual deductible has been reached.

Annual Maximum

$1000

Deductibles

FROM$60

PPO

Basics for Families and Individuals

  • A family plan, including adults and children.

  • You are responsible for a percent of the total billed (coinsurance).

  • Get most preventive services, such as oral exams, cleanings, and X-rays at 100% once the annual deductible has been reached.

Annual Maximum

$1500

Deductibles

FROM$60

PPO

Essentials for Families and Individuals

  • A comprehensive family plan, including adults and children.

  • You are responsible for a percent of the total billed (coinsurance).

  • Get most preventive services, such as oral exams, cleanings, and X-rays at 100% once the annual deductible has been reached.

Annual Maximum

$1200

Deductibles

FROM$60

See how much you can save with a Guardian Dental PPO.

When using one of our many network dentists or using your own, you’ll save on everything from a cleaning to a root canal.

Cost without Dental Insurance
$62 - $116
Estimated Savings with Guardian Dental Network*
33%
*Source for cost of root canal/crown: 2019 Guardian Reporting: this estimated saving with Guardian is based on using an in-network provider and may differ based on location and dentist. Savings are split between Guardian and the member based on insurance.

Purchasing a Guardian Dental Plan on the Marketplace

We want to help you find the right Guardian Dental Plan to fit your budget and meet your needs. Get started with three easy steps:

01
Ready to enroll?

Federal Exchange: visit www.healthcare.gov
Idaho: visit www.yourhealthidaho.org
Minnesota: visit www.mnsure.org
New Jersey: visit www.nj.gov/getcoverednj
New York: visit www.nystateofhealth.ny.gov
Pennsylvania: visit www.pennie.com
Virginia: visit www.marketplace.virginia.gov

02
Choose your plan

You’ll need to select a health plan before you can choose your Guardian Dental plan. In ID, MN, NJ, PA, and VA a medical plan election is not required to purchase a Guardian Dental plan.

03
Make your payment

Once your application and selection are complete, you’ll have two payment options:
- Pay Now
- Make a payment upon receipt of initial payment letter.