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The maximum payment your dental plan will make within a given time period. Some plans have no maximum. Some maximums apply to the lifetime of the benefit plan; others apply to a particular time period (calendar year, benefit year, etc.) or to particular services (such as a separate maximum for orthodontic benefits).

The total amount (usually expressed as an annual figure) enrollees must pay toward treatment before their health benefits are paid. The deductible plus the copayment and amount over the annual maximum are often referred to as the enrollee’s out-of-pocket costs. Under Delta Dental benefit plans, diagnostic and preventive services are often exempt from a deductible.

The most you have to pay for covered services in a plan year. After you spend this amount on deductibles, copayments, and coinsurance for in-network care and services, your health plan pays 100% of the costs of covered benefits.

Services related to misaligned teeth and/or jaws.

A request for verification of benefits before rendering services.

The remaining payment your your dental plan will make within a given time period.

The remaining amount you have to pay in order to reach your maximum out of pocket expense for covered services.

Basic services (fillings) and diagnostic services.

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Find a Guardian dental insurance plan in your state. We offer plans directly or through the healthcare marketplace that fit your budget and coverage needs.

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Get Great Dental Coverage On The Exchange - Guardian Exchange

2025 DHMO Illinois ManagedCare for Families and Individuals

2025 PPO New York Family Essentials

undefined PPO Tennessee Preventive Plus for Families and Individuals

undefined PPO Ohio Essentials for Families and Individuals

undefined PPO Michigan Preventive Plus for Families and Individuals

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undefined PPO Kansas Basics for Families and Individuals

undefined PPO Arizona Essentials for Families and Individuals

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undefined PPO New Jersey Basics for Families and Individuals

undefined PPO New Jersey Essentials for Families and Individuals

undefined PPO Arizona Preventive Plus for Families and Individuals

undefined PPO Tennessee Select for Families and Individuals

undefined IDEM Montana Preventive Plus for Families and Individuals

undefined PPO Minnesota Select for Families and Individuals

undefined PPO Texas Essentials for Families and Individuals

undefined PPO Mississippi Basics for Families and Individuals

undefined PPO Wisconsin Essentials for Families and Individuals

undefined PPO Tennessee Basics for Families and Individuals

undefined PPO Mississippi Preventive Plus for Families and Individuals

undefined PPO Florida Preventive Plus for Families and Individuals

undefined PPO Wisconsin Preventive Plus for Families and Individuals

undefined PPO Ohio Preventive Plus for Families and Individuals

undefined PPO Illinois Basics for Families and Individuals

undefined DHMO Texas ManagedCare for Families and Individuals

undefined PPO Illinois Preventive Plus for Families and Individuals

undefined PPO Utah Essentials for Families and Individuals

undefined PPO Minnesota Preventive Plus for Families and Individuals

undefined PPO Pennsylvania  Select for Families and Individuals

undefined PPO New York Basics for Families and Individuals

undefined PPO Alabama Preventive Plus for Families and Individuals

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What will my cost be for dental services?