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New Jersey Individual Dental Plans

Your teeth deserve the best dental insurance possible!

Choose a Guardian PPO or EPO plan and gain access to one of the largest dental networks nationwide. If you are in the market for a new dentist, it’s easy to find one near your home or office. Select between a PPO and EPO Plan:

PPO/EPO Plan: Guardian and its subsidiaries have over 124,000 dentists in over 363,000 locations*. Chances are your dentist is in our network.

*Guardian Internal Reporting 2017

You’ll also enjoy the cost savings. Good dental coverage should save you money. After all, isn’t that the point of having insurance? Depending on the plan you choose, preventive care such as check- ups and cleanings may cost you little or nothing. At the same time, you’ll also save on more costly and unexpected treatments like root canals and crowns.

See how you can save money when you see a dentist in Guardian’s network.

*Guardian Internal Reporting 2017

The average cost of a root canal, associated dental work and crown:

Cost with No
Dental Insurance
$2400
Cost with Guardian
Dental Insurance
$1600
Estimated Saving with a
Guardian In- Network Dentist
$800
*Source for cost of root canal/ crown: 2014 Guardian Reporting; this is an estimate only and prices differ based on location and dentist.
Choice of plan options

In some states, you may be able to choose between a PPO and DHMO plan. With a PPO plan you can see any dentist, but save more when you visit a dentist in your network. A DHMO EPO plan typically costs less, but you need to see the dentist you selected from the network.

PPO
EPO
Cost
Higher monthly costs
Mid-range monthly costs
Choice of dentists
Freedom to visit any dentist, but save more with in- network dentists
Freedom to visit any in-network PPO dentist. (No coverage for out-of-network services)
Payment for care
Pay an annual deductible and the plan pays a percentage of your costs once it’s met
Pay an annual deductible and the plan pays a percentage of your costs once it’s met.
Referrals for specialists
Not needed
Not needed
Annual maximum
Limited to how much the plan will cover each year
Limited to how much the plan will cover each year

The dental plans by Guardian offer all this and more.

Materials will be made available in alternate formats upon request.
Voice Phone: 1 (844) 561-5600
TTY: 1 (800) 947-6644
M-F 6am-6pm PT

Learn More About Guardian

Guardian has been a trusted name in insurance for over 155 years. Today, we have one of the largest dental insurance networks in the country and our dentists can help you with significant savings on the dental care you need* Learn More About Guardian

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Resources

Whether you're looking for a new plan or are an existing member, we're here to help.

These materials will be made available in alternate format upon request.
Voice Phone: 1 (844) 561-5600
TTY: 1 (800) 947-6644
Monday - Friday 6:00am - 6:00pm PT

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