Easy to use benefits
Dental Exchange
- Shop for affordable Guardian dental plans on Healthcare.gov or your state marketplace in Idaho, Minnesota, New Jersey, New York, Pennsylvania, or Virginia
- Special Enrollment Period for coverage through 2025
- Make your payment. Click here.
Easy, low-cost dental coverage for you and your family
Transparency in Coverage Reporting
Federal Transparency in Coverage Reporting requires that The Guardian Life Insurance Company of America and its subsidiaries provide members with the following general information regarding certain aspects of coverage under Qualified Dental Plans sold though the Federal Health Insurance Marketplace.
Find out why more than 7 million customers trust Guardian for dental insurance
We make insurance affordable and easy. Our range of plans gets you the coverage you need and helps you save money. Plus, with providers in so many locations, it’s easy to find a dentist nearby.
2. Sources: https://www.guardianlife.com/dental-insurance
3. Sources: https://www.guardianlife.com/dental-insurance/dental-insurance-cost
See how much you can save with a Guardian Dental PPO.
When using one of our many network dentists or using your own, you’ll save on everything from a cleaning to a root canal.
*Source for cost of root canal/crown: 2019 Guardian Reporting: this estimated saving with Guardian is based on using an in-network provider and may differ based on location and dentist. Savings are split between Guardian and the member based on insurance.
Find a dentist near you.
Thousands of in-networks dentists are available across the country.
Enter your zip code and plan type to get started or visit our advanced search for more filter options.
Affordable dental plans. Enroll now on the Exchange.
Have a question?
Take a peek at some of our FAQs. Don't see what you're looking for? We're here to help!
Give us a call at 844-561-5600.
What is my member ID number and where can I locate it?
Your member ID number is a unique identifier that helps protect your identity and can be found in the following places:
- On the secure member service site. Login here.
- On your welcome letter
- On your ID card
- By calling 1-844-561-5600 to speak to one of our customer service representatives
Will I receive an ID card?
Your Member ID card is attached to your welcome letter; you can also obtain copies of ID cards for you and any family members who are also enrolled by logging onto the member portal, or calling 1-844-561-5600. ID Cards are not required to receive services.
Do I need to register online?
You are not required to register online to access your benefits, but the secure member portal will provide you with information and materials that could help you to better understand and use your dental plan. Once registered, a Member can access:
- Eligibility
- Benefits
- ID Card
- Claims
- Notice of Authorization
- Forms
- Grievance
What is my member ID number and where can I locate it?
Your member ID number is a unique identifier that helps protect your identity and can be found in the following places:
- On the secure member service site. Login here.
- On your welcome letter
- On your ID card
- By calling 1-844-561-5600 to speak to one of our customer service representatives
Will I receive an ID card?
Your Member ID card is attached to your welcome letter; you can also obtain copies of ID cards for you and any family members who are also enrolled by logging onto the member portal, or calling 1-844-561-5600. ID Cards are not required to receive services.
Do I need to register online?
You are not required to register online to access your benefits, but the secure member portal will provide you with information and materials that could help you to better understand and use your dental plan. Once registered, a Member can access:
- Eligibility
- Benefits
- ID Card
- Claims
- Notice of Authorization
- Forms
- Grievance
About the Affordable Care Act and dental insurance
Under the Affordable Care Act (ACA), insurers must provide coverage for 10 essential health benefits (EHBs). One of these benefits is for pediatric dental care for children under the age of 19, which is a comprehensive set of dental services including diagnostic and preventative benefits (like oral examinations, X-rays, topical fluoride, dental sealants) and restorative services (like fillings).
Affordable Care ActReady to get started?
Ready to find the plan that's right for you?
Select your state in the box below to explore available plans.