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The maximum payment your dental plan will make within a given time period. Some plans have no maximum. Some maximums apply to the lifetime of the benefit plan; others apply to a particular time period (calendar year, benefit year, etc.) or to particular services (such as a separate maximum for orthodontic benefits).

The total amount (usually expressed as an annual figure) enrollees must pay toward treatment before their health benefits are paid. The deductible plus the copayment and amount over the annual maximum are often referred to as the enrollee’s out-of-pocket costs. Under Delta Dental benefit plans, diagnostic and preventive services are often exempt from a deductible.

The most you have to pay for covered services in a plan year. After you spend this amount on deductibles, copayments, and coinsurance for in-network care and services, your health plan pays 100% of the costs of covered benefits.

Services related to misaligned teeth and/or jaws.

A request for verification of benefits before rendering services.

The remaining payment your your dental plan will make within a given time period.

The remaining amount you have to pay in order to reach your maximum out of pocket expense for covered services.

Basic services (fillings) and diagnostic services.

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Find a Guardian dental insurance plan in your state. We offer plans directly or through the healthcare marketplace that fit your budget and coverage needs.

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Get answers to Frequently Asked Questions (FAQs) at Guardian for your dental insurance needs. We provide answers for individuals, families, agents, brokers and dental practice providers to commonly asked questions.

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2023 PPO Pennsylvania  Select for Families and Individuals

2023 PPO Pennsylvania  Essentials for Families and Individuals

2023 PPO Pennsylvania  Basics for Families and Individuals

2023 PPO Pennsylvania  Preventive Plus for Families and Individuals

2023 PPO Idaho Select for Families and Individuals

2023 PPO Illinois Select for Families and Individuals

2023 PPO Idaho Basic for Families and Individuals

2023 PPO Ohio Preventive Plus for Families and Individuals

2023 PPO Ohio Basics for Families and Individuals

2023 PPO Ohio Essentials for Families and Individuals

2023 PPO Ohio Select for Families and Individuals

2023 PPO Texas Basics for Families and Individuals

2023 IDEM Montana Basic for Families and Individuals

2023 IDEM Montana Essentials for Families and Individuals

2023 IDEM Montana Preventive Plus for Families and Individuals

2023 PPO Minnesota Essentials for Families and Individuals

2023 PPO Minnesota Basics for Families and Individuals

2023 PPO Minnesota Preventive Plus for Families and Individuals

2023 PPO Minnesota Select for Families and Individuals

2023 PPO Wisconsin Preventive Plus for Families and Individuals

2023 PPO Wisconsin Basics for Families and Individuals

2023 PPO Wisconsin Essentials for Families and Individuals

2023 PPO Wisconsin Select for Families and Individuals

2023 PPO Virginia Preventive Plus for Families and Individuals

2023 PPO Virginia Basics for Families and Individuals

2023 PPO Virginia Essentials for Families and Individuals

2023 PPO Virginia Select for Families and Individuals

2023 PPO Tennessee Preventive Plus for Families and Individuals

2023 PPO Tennessee Basics for Families and Individuals

2023 PPO Tennessee Essentials for Families and Individuals

2023 PPO Tennessee Select for Families and Individuals

2023 PPO Oklahoma Preventive Plus for Families and Individuals

2023 PPO Oklahoma Basics for Families and Individuals

2023 PPO Oklahoma Essentials for Families and Individuals

2023 PPO Oklahoma Select for Families and Individuals

2023 PPO New York Preventive Plus for Families and Individuals

2023 PPO New York Basics for Families and Individuals

2023 PPO New York Family Essentials

2023 PPO New York Pediatric Essentials

2023 DHMO New York Managed DentalGuard Family Plan

2023 DHMO New York Managed DentalGuard Child Essentials

2023 PPO New Jersey Preventive Plus for Families and Individuals

2023 PPO New Jersey Basics for Families and Individuals

2023 PPO New Jersey Essentials for Families and Individuals

2023 PPO New Jersey Select for Families and Individuals

2023 PPO New Jersey Preferred for Families and Individuals

2023 PPO Nebraska Preventive Plus for Families and Individuals

2023 PPO Nebraska Basics for Families and Individuals

2023 PPO Nebraska Essentials for Families and Individuals

2023 PPO Nebraska Select for Families and Individuals

2023 PPO Missouri Preventive Plus for Families and Individuals

2023 PPO Missouri Basics for Families and Individuals

2023 PPO Missouri Essentials for Families and Individuals

2023 PPO Mississippi Preventive Plus for Families and Individuals

2023 PPO Mississippi Basics for Families and Individuals

2023 PPO Mississippi Essentials for Families and Individuals

2023 PPO Michigan Preventive Plus for Families and Individuals

2023 PPO Michigan Essentials for Families and Individuals

2023 PPO Michigan Select for Families and Individuals

2023 PPO Louisiana Preventive Plus for Families and Individuals

2023 PPO Louisiana Basics for Families and Individuals

2023 PPO Louisiana Essentials for Families and Individuals

2023 PPO Kansas Preventive Plus for Families and Individuals

2023 PPO Kansas Basics for Families and Individuals

2023 PPO Kansas Essentials for Families and Individuals

2023 PPO Kansas Select for Families and Individuals

2023 PPO Idaho Essentials for Families and Individuals

2023 PPO South Carolina Essentials for Families and Individuals

2023 PPO South Carolina Basics for Families and Individuals

2023 PPO South Carolina Preventive Plus for Families and Individuals

2023 PPO Idaho Preventive Plus for Families and Individuals

2023 PPO Iowa Preventive Plus for Families and Individuals

2023 PPO Iowa Basics for Families and Individuals

2023 PPO Iowa Essentials for Families and Individuals

2023 PPO Iowa Select for Families and Individuals

2023 DHMO Texas Managed DentalGuard

2023 PPO Utah Preventive Plus for Families and Individuals

2023 PPO Utah Essentials for Families and Individuals

2023 PPO Utah Choice for Families and Individuals

2023 PPO Texas Preventive Plus for Families and Individuals

2023 PPO Texas Choice for Families and Individuals

2023 PPO Texas Essentials for Families and Individuals

2023 DHMO Florida Managed DentalGuard

2023 PPO Florida Preventive Plus for Families and Individuals

2023 PPO Florida Basics for Families and Individuals

2023 PPO Florida Essentials for Families and Individuals

2023 PPO Florida Select for Families and Individuals

2023 PPO North Carolina Select for Families and Individuals

2023 PPO North Carolina Essentials for Families and Individuals

2023 PPO North Carolina Preventive Plus for Families and Individuals

2023 PPO North Carolina Basics for Families and Individuals

2023 PPO Arizona Choice for Families and Individuals

2023 PPO Indiana Preventive Plus for Families and Individuals

2023 PPO South Carolina Select for Families and Individuals

2023 PPO Alabama Essentials for Families and Individuals

2023 PPO Alabama Basics for Families and Individuals

2023 PPO Alabama Preventive Plus for Families and Individuals

2023 PPO Arizona Essentials for Families and Individuals

2023 PPO Arizona Basics for Families and Individuals

2023 PPO Arizona Preventive Plus for Families and Individuals

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